No matter if a new car, a holiday or just a new kitchen has to be: If your own money is not enough, you need a loan. Be it in the form of a classic consumer credit, a special car loan or just in the form of a zero-percent financing at the dealer. The decisive […]
Budget Situation for Repayment.
When it comes to attracting new clients, banks are quite creative in their marketing efforts. Be it, that with the use of certain offers is simply added an obolus, but with a statement a supposedly urgent need of potential customers is served. A classic among all these marketing statements is “a loan as flexible as […]
What loans exist on the financial market?
Bank and non-bank loans The most common form of loans and credits is the bank. However, some bank clients do not always reach credit because of strict conditions: the client has to document the income and balance of payments in bank and non-bank registers. Non-bank institutions provide loans under less stringent conditions, but virtually always […]
Employer Loan 1 Housing: Conditions and Rates
The conditions for obtaining Reserved for borrowers who work in a company with more than 10 employees and retirees for less than 5 years, the employer loan (or employer) allows you to benefit from a subsidized rate at 1.50% excluding insurance, see slightly higher next the organization that proposes it. The employer loan is reserved […]
Accept Cross-Border Loans
United Europe – this is something we know and appreciate especially when traveling and paying abroad. No border controls and no currency conversion. But in some aspects of daily life, Europe is not at all unified and that is when it comes, for example, to take insurance and financial services from abroad in this country […]
What Is Sequestration – Definition & How It Cuts the National Debt
Although our country’s ability to lend money is a valuable asset, especially in times of need such as wars or economic recessions, the constant debt damage compared to our gross inter-Hester Prynneand product is harmful to the citizens, even if the debts remain high. The public debt is simply a confession of debt that must […]
Mortgage consolidation – subrogation and replacement
Mutual consolidation – subrogation and replacement Topics of current necessity It may happen that, due to changed income conditions, the loan made turns out to be too burdensome, causing unsustainable installments. A suitable solution could be the mortgage consolidation . It is a procedure that allows you to change some contractual elements such as duration, […]
Home-Equity Lening
What is a ‘Home Equity Loan’? A loan based on equity, also known as a ‘Nora Helmerening’, a loan on repayment from equity or a second mortgage, is a type of consumer debt. This allows homeowners to borrow against their equity in the home. The loan is based on the difference between the homeowner’s […]